The Ashwell Florence team of Mortgage Advisors are always working to find the best solution for you.

We specialize in the following loan products:

Reverse Mortgage

Specifically for homeowners and homebuyers age 62 or older. Convert some of your home equity into cash or a line of credit. Enjoy the freedom of no loan payments and continue to live in and own your home.

Renovation Loans

Bundle home improvement costs with your next home purchase or refinance loan. Buyers can get started with as little as 3%-5% down payment or loan-to-value.

Purchase Loans

We work hard to find the right loan product for you. We offer VA home loans, FHA home loans, Jumbo home loans, fixed rate mortgage, adjustable rate mortgage and more.

 

Refinance Loans

Looking to lower your monthly payment? Consolidate your debt? Change the duration of your home loan? Consolidate multiple home loans?

Refinancing your home loan could be a perfect option.

Home Equity

A home equity line of credit (HELOC) allows you to borrow against the equity in your home. You may benefit from a HELOC if you are looking to renovate your house or looking to make a large purchase.

 

 

Jumbo Loans

Recommended for homebuyers who need larger loan amounts, a jumbo loan offers mortgage amounts in excess of the conforming loan limit. This loan features fixed, adjustable rate and interest only options.

 

 

Fixed Rate Loans

Recommended for homebuyers who prefer regular, fixed payments, a fixed rate loan offers predictable, easy to amortize payments and protection against rising interest rates.

VA Loans

Recommended for qualified veterans, reservists, active service members and their spouses, a VA Loan requires no down payment and offers flexible income, debt, and credit requirements. VA Loans are also available to eligible first or second time homebuyers who have low to moderate income.

Adjustable Rate Loans

Recommended for homebuyers who want to save money in the short term, an adjustable rate loan offers early term monthly payments, a variety of initial fixed rate options and the flexibility to move in a few years.

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It's about lasting relationships

Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team can help make your dreams come true.

At AshwellFlorence, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.

Licensed in California

We offer unparalleled mortgage and refinance service to clients throughout the entire State of California!

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Next Steps...

Learn what you are qualified for! Contact us to conduct an analysis of your financial situation. We will work with you to find the best loan program that suits your needs.